Mumbai (Maharashtra) [India], June 20: Appreciate, a SEBI and IFSCA registered fintech company, introduces Goals, a customized basket of ETFs designed for savvy retail investors looking to diversify their portfolio globally with exposure to US markets. The ETFs that make up Goals invest in world-renowned US companies along with US Treasury offerings, helping the Indian investor aim for long-term growth along with capital preservation.
Designed on the same lines as an SIP, Goals channels investor contributions into a specially designed basket of ETFs seamlessly with no subscription, fixed remittance fee or withdrawal fee. In backtests, Goals achieved high annualized returns by deploying a smart mix of stocks, Treasuries, gold and real estate funds, as well as taking advantage of currency appreciation to its advantage.
Goals' 3-year Sharpe Ratio, a metric used to measure the performance of an investment while adjusting for its risk, outperforms the average Sharpe Ratio of India's top 50 mutual funds (with assets under management of over $1 billion). of rupees).
Goals' average Sharpe ratio of 2.93 beats these Indian mutual funds' Sharpe ratio of 1.68. This makes the Goals Sharpe ratio 1.73 times higher than that of these Indian mutual funds. The high Sharpe ratio indicates that on a risk-adjusted basis, Goals offers superior returns compared to mutual funds in India.
At a portfolio performance level, Goals' returns categorically exceed the returns of many mutual funds. Including currency appreciation, Goals returned 24.14% in the last 1-year period, 9.49% in the last 3-year period, and 14.96% in the last 5-year period.
Goals is powered by Appreciate's proprietary AI algorithms that deliver seamless, frictionless tracking of capital growth with reminders and tools to increase savings each year. The AI-powered offering automatically rebalances portfolios at staggered intervals after measuring volatility levels and overall portfolio performance. A short questionnaire also helps the AI assess the investor's risk appetite. Potential investment suggestions are calibrated to fit the individual's life goals and risk tolerance. Meanwhile, the SIP encourages a disciplined approach to investing, helping the investor build long-term wealth.
“Goals opens the door to millions of tech-savvy Indian investors looking to invest in the US markets. Before Appreciate came along, investors looking to diversify their portfolio with exposure to US stocks and Treasuries were at a disadvantage as the Indian ecosystem was really lacking platforms that offered low-cost and hassle-free access to US markets. With the launch of Goals, Indian investors can benefit from SIP contributions that will increase wealth by averaging different market perspectives,” said Subho Moulik, Founder and CEO of Appreciate.
Appreciate goal performance (as of April 24)
Appreciate Portfolio (Goals)
1 year CAGR
3 year CAGR
5 year CAGR
Portfolio-level profitability (including currency appreciation)
24.14%
9.49%
14.96%
Appreciate Goals Sharpe Ratio vs Indian Mutual Funds:
Background
3-year Sharpe ratio
Appreciate the goals
2.93
50 Indian Mutual Funds (AUM Over Rs 1,000 Crore)
1.68
The Appreciate platform provides an easy-to-use interface that gives investors access to a comprehensive set of financial tools, personalized investment recommendations, and expert insights. Appreciate's AI recommendation engine helps clients identify the right investments for them, based on key technical indicators and research available on the Appreciate platform, with the click of a button.
Appreciate's future offerings will extend beyond US stocks, ETFs and bonds to Indian mutual funds, Indian stocks, rupee fixed deposits and other domestic financial investment products. The company plans to rapidly accelerate its domestic product offerings over the course of 2024, to fulfill its vision of being the financial destination for one billion Indians to achieve their financial goals.
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Designed on the same lines as an SIP, Goals channels investor contributions into a specially designed basket of ETFs seamlessly with no subscription, fixed remittance fee or withdrawal fee. In backtests, Goals achieved high annualized returns by deploying a smart mix of stocks, Treasuries, gold and real estate funds, as well as taking advantage of currency appreciation to its advantage.
Goals' 3-year Sharpe Ratio, a metric used to measure the performance of an investment while adjusting for its risk, outperforms the average Sharpe Ratio of India's top 50 mutual funds (with assets under management of over $1 billion). of rupees).
Goals' average Sharpe ratio of 2.93 beats these Indian mutual funds' Sharpe ratio of 1.68. This makes the Goals Sharpe ratio 1.73 times higher than that of these Indian mutual funds. The high Sharpe ratio indicates that on a risk-adjusted basis, Goals offers superior returns compared to mutual funds in India.
At a portfolio performance level, Goals' returns categorically exceed the returns of many mutual funds. Including currency appreciation, Goals returned 24.14% in the last 1-year period, 9.49% in the last 3-year period, and 14.96% in the last 5-year period.
Goals is powered by Appreciate's proprietary AI algorithms that deliver seamless, frictionless tracking of capital growth with reminders and tools to increase savings each year. The AI-powered offering automatically rebalances portfolios at staggered intervals after measuring volatility levels and overall portfolio performance. A short questionnaire also helps the AI assess the investor's risk appetite. Potential investment suggestions are calibrated to fit the individual's life goals and risk tolerance. Meanwhile, the SIP encourages a disciplined approach to investing, helping the investor build long-term wealth.
“Goals opens the door to millions of tech-savvy Indian investors looking to invest in the US markets. Before Appreciate came along, investors looking to diversify their portfolio with exposure to US stocks and Treasuries were at a disadvantage as the Indian ecosystem was really lacking platforms that offered low-cost and hassle-free access to US markets. With the launch of Goals, Indian investors can benefit from SIP contributions that will increase wealth by averaging different market perspectives,” said Subho Moulik, Founder and CEO of Appreciate.
Appreciate goal performance (as of April 24)
Appreciate Portfolio (Goals)
1 year CAGR
3 year CAGR
5 year CAGR
Portfolio-level profitability (including currency appreciation)
24.14%
9.49%
14.96%
Appreciate Goals Sharpe Ratio vs Indian Mutual Funds:
Background
3-year Sharpe ratio
Appreciate the goals
2.93
50 Indian Mutual Funds (AUM Over Rs 1,000 Crore)
1.68
The Appreciate platform provides an easy-to-use interface that gives investors access to a comprehensive set of financial tools, personalized investment recommendations, and expert insights. Appreciate's AI recommendation engine helps clients identify the right investments for them, based on key technical indicators and research available on the Appreciate platform, with the click of a button.
Appreciate's future offerings will extend beyond US stocks, ETFs and bonds to Indian mutual funds, Indian stocks, rupee fixed deposits and other domestic financial investment products. The company plans to rapidly accelerate its domestic product offerings over the course of 2024, to fulfill its vision of being the financial destination for one billion Indians to achieve their financial goals.
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